General Mortgage Information
With so many mortgage programs on the market today, it is difficult for the average American to determine what
makes sense for their financial future. We are not what we call a "drive thru" mortgage company where you
call up and ask what the rate is today and we will serve you exactly what you ordered. We determine what
your goals are, how long you plan to stay in your home, and how much additional debt you have so that we
can look at your entire financial picture. Only then will we make a loan recommendation, usually with several
options
With so many mortgage programs on the market today, it is difficult for the average American to determine what
makes sense for their financial future. We are not what we call a "drive thru" mortgage company where you
call up and ask what the rate is today and we will serve you exactly what you ordered. We determine what
your goals are, how long you plan to stay in your home, and how much additional debt you have so that we
can look at your entire financial picture. Only then will we make a loan recommendation, usually with several
options
Mortgage Questions
There has been a lot of information in the news lately about Sub Prime mortgage companies. Please ask us if
you have any questions about these issues.
There has been a lot of information in the news lately about Sub Prime mortgage companies. Please ask us if
you have any questions about these issues.
Mortgage Application Process
When you call us, we will fill out an application over the phone and we pull your credit only once. From there
we will determine which investors will be most appropriate to submit your loan. Underwriting usually occurs
within 24-48 hours of receiving all of the required documents. Typical documents required for a loan are:
When you call us, we will fill out an application over the phone and we pull your credit only once. From there
we will determine which investors will be most appropriate to submit your loan. Underwriting usually occurs
within 24-48 hours of receiving all of the required documents. Typical documents required for a loan are:
- Current Paystub
- 05-06 W-2s or 1040's if self employed
- Current mortgage statement(s)
- Insurance Declarations Page
- 2-6 months reserves based on loan program
| Jane Link |
| 800-853-5234 |
| info@pacificwestestates.com |
Pacific West Real Estate, Inc.
MORTGAGE INFO
“I have gotten loans with other companies in the past, but not any
more! My loan funded in 10 days!" -- B. Alexander
more! My loan funded in 10 days!" -- B. Alexander
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